UPDATED RANCH STYLE HOME --- 1200 12th St SE, St. Cloud
1200 12th Street SE, St. Cloud, MN 56304
Updated Ranch Style Home
Property Features: Landscaped lot with irrigation system, including well and raised garden Three bedrooms & two bathrooms with ceramic Main floor office Spacious kitchen with custom built cabinets and dining Living room with built-ins Lower level bedroom with built-ins Finished storage room with built-in shelving Full appliance package Garage 24 x 40 with heated workshop attached
CALL for details and current price: 1-888-900-9305 Ext: 2032 SEE ALL HOMES FOR SALE: http://www.i-94homes.com/home.htm Steve Hansen, Realtor, Fair Housing and Equal Opportunity Coldwell Banker Burnt
RoamHomes, is a FREE mobile property search app. It works on ALL smart phones. RoamHomes enables you to view all properties for sale listed in the MLS using GPS technology or any of your personal search criteria.
TO DOWNLOAD YOUR FREE ROAMHOMES APP: * For iPhone search your App Store for RoamHomes * For Android search your Marketplace for RoamHomes * Other devices go to: http://roamhomes.com/mobile/ When registering, use Coupon Code: 15205255
SIMILAR PROPERTIES IN: Saint Cloud, Waite Park, Sartell, Sauk Rapids, St. Joseph, Clearwater, Clear Lake, Avon, Albany, St. Augusta, Rockville, Cold Spring, Richmond, Becker, Rice, Royalton, Little Falls, Monticello, St. Michael, Albertville, Rogers, Otsego, Maple Grove, Buffalo, Annandale, Rockford, Corcoran, and Central Minnesota
Property Features: Fully landscaped lot with mature trees Four bedrooms & two bathrooms with ceramic tile Finished up and down with awesome private patio and deck Steel siding, sprinkler system, raised-track ceilings Bay window with window seat and storage Master bedroom with walk-in closet and pass-thru bath Spacious lower level family room Full appliance package Large triple car garage --- fully finished, insulated and rocked
Great Value in Sauk Rapids
With nearly 2,000 square finished square feet this split foyer style home offers plenty of space for every interest. The four bedroom, two bath home features a full appliance package, fully landscaped yard including a field stone retaining wall, huge patio, grilling deck and mature trees. This like new home also includes: walk-in closets, a full appliance package, in-ground sprinklers, high-quality siding and an insulated, rocked and finished garage.
CALL for details and current price: 1-888-900-9305 Ext: 2262 SEE ALL HOMES FOR SALE: http://www.i-94homes.com/home.htm Steve Hansen, Realtor, Fair Housing and Equal Opportunity Coldwell Banker Burnet
RoamHomes, is a FREE mobile property search app. It works on ALL smart phones. RoamHomes enables you to view all properties for sale listed in the MLS using GPS technology or any of your personal search criteria.
TO DOWNLOAD YOUR FREE ROAMHOMES APP: * For iPhone search your App Store for RoamHomes * For Android search your Marketplace for RoamHomes * Other devices go to: http://roamhomes.com/mobile/ When registering, use Coupon Code: 15205255
SIMILAR PROPERTIES IN: Saint Cloud, Waite Park, Sartell, Sauk Rapids, St. Joseph, Clearwater, Clear Lake, Avon, Albany, St. Augusta, Rockville, Cold Spring, Richmond, Becker, Rice, Royalton, Little Falls, Monticello, St. Michael, Albertville, Rogers, Otsego, Maple Grove, Buffalo, Annandale, Rockford, Corcoran, and Central Minnesota
WE CURRENTLY HAVE THREE SHORT SALE HOMES LISTED FOR SALE ...AND ANOTHER TO COME VERY SOON.
RoamHomes, is a FREE mobile property search app. It works on ALL smart phones. RoamHomes enables you to view all properties for sale listed in the MLS using GPS technology or any of your personal search criteria.
TO DOWNLOAD YOUR FREE ROAMHOMES APP: * For iPhone search your App Store for RoamHomes * For Android search your Marketplace for RoamHomes * Other devices go to: http://roamhomes.com/mobile/ When registering, use Coupon Code: 15205255
CALL for details --- leave a short message and we will call you back: 320-267-0076
SEE ALL HOMES FOR SALE: http://www.i-94homes.com/home.htm Steve Hansen, Realtor, Fair Housing and Equal Opportunity Coldwell Banker Burnet
Short Sale PROPERTIES IN: Saint Cloud, Waite Park, Sartell, Sauk Rapids, St. Joseph, Clearwater, Clear Lake, Avon, Albany, St. Augusta, Rockville, Cold Spring, Richmond, Becker, Rice, Royalton, Little Falls, Monticello, St. Michael, Albertville, Rogers, Otsego, Maple Grove, Buffalo, Annandale, Rockford, Corcoran, and Central Minnesota
3701 (google map) (yahoo map)
Location: CENTRAL MN it's NOT ok to contact this poster with services or other commercial interests
SHORT SALE HOMES---WE HAVE THREE SHORT SALE HOMES CURRENTLY LISTED AND ANOTHER ONE VERY SOON.
SHORT SALE INFORMATION --- IS A SHORT SALE RIGHT FOR YOU? YOUR QUESTIONS ANSWERED
UNDERSTAND THE RISKS AND RAMIFICATIONS OF A SHORT SALE
CALL for details --- leave a short message and we will call you back: 320-267-0076
SEE ALL HOMES FOR SALE: http://www.i-94homes.com/home.htm Steve Hansen, Realtor, Fair Housing and Equal Opportunity Coldwell Banker Burnet
Short Sale PROPERTIES IN: Saint Cloud, Waite Park, Sartell, Sauk Rapids, St. Joseph, Clearwater, Clear Lake, Avon, Albany, St. Augusta, Rockville, Cold Spring, Richmond, Becker, Rice, Royalton, Little Falls, Monticello, St. Michael, Albertville, Rogers, Otsego, Maple Grove, Buffalo, Annandale, Rockford, Corcoran, and Central Minnesota
Cimarron Estates Home ---3162 Crescent Ridge Trail, St. Cloud
Unique --- Four Bedroom Home
3162 Crescent Ridge Trail, St. Cloud, MN56301
Property Features: Fully landscaped, patio, deck and in-ground sprinklers Private back yard and great deck for entertaining Four bedrooms & two bathrooms Kitchen archways, pass-through island, full appliance package, Oak cabinetry Over 2,100 finished square feet Open and vaulted floor plan Spacious lower level family room with gas fireplace and walk-out to back- patio Three car garage Newer high performance gas furnace
Cimarron Estates Home
With over 2,100 square finished square feet this split foyer style home offers unique features. The main level is enhanced with three kitchen archways, a pass-through center island and walk-ways to the vaulted living room and dining area with slider to the deck. The master bedroom includes a walk-in closet and pass-through bath. The lower level is a walk-out floor plan with gas fireplace, slider to a private patio, full bath and two bedrooms.
CALL for details and current price: 1-888-900-9305 Ext: 2002 SEE ALL HOMES FOR SALE: http://www.i-94homes.com/home.htm Steve Hansen, Realtor, Fair Housing and Equal Opportunity Coldwell Banker Burnet
SIMILAR PROPERTIES IN: Saint Cloud, Waite Park, Sartell, Sauk Rapids, St. Joseph, Clearwater, Clear Lake, Avon, Albany, St. Augusta, Rockville, Cold Spring, Richmond, Becker, Rice, Royalton, Little Falls, Monticello, St. Michael, Albertville, Rogers, Otsego, Maple Grove, Buffalo, Annandale, Rockford, Corcoran, and Central Minnesota --- Tami DeLand and Steve Hansen St. Cloud MN and Central Minnesota REALTORS Coldwell Banker Burnet (320) 258-6675 --- St. Cloud Real Estate, Condos, Homes for Sale Central Minnesota Real Estate ---
MARKET VALUE vs TAX VALUE As a home buyer, should you pay more than tax value for a home? As a home seller, is tax value a good bench-mark of what my home is worth?
Market Value: The value of a home changes with the supply and demand of homes in a given neighborhood at a specific time. "Market value is the most probable price as of a specific date (the date of sale) that a property with all its rights should sell after reasonable exposure to buyers in a competitive market with the sellers under no undue duress (meaning the sellers aren't forced to sell)." The common stress factors forcing a seller to sell are: economic conditions (foreclosure and short sale), loss of employment, underemployment, forced job relocation, death, divorce and deployment.
Assessed Value: The established value of homes in a given governmental jurisdiction for the purpose of paying for the operations of the government services within the jurisdiction. "The value of a property as of a certain date (usually January 1st) according to the tax rolls of your local government jurisdiction (county or city). This value can be higher or lower than market value based on the assessment ratio, which is a percentage of market value." It is possible for the assessed tax value to be equal to, greater than or lesser than market value; we have experienced all of the above depending upon the governmental jurisdiction and the stress factors influencing the sale of the property.
"When you're looking at the assessed value vs market value of homes, in many cases you may notice that the house market value rises and falls, but the property tax value of the home usually stays stable and only changes if certain conditions occur." We are experiencing those 'certain conditions' in today's economy.
It Is Broken: Minnesota state's budget simply could not afford the current system any longer. Without the state's full funding local governments were faced with uncertainty. The old underfunded homestead credit will now be replaced by the Homestead Market Value Exclusion.
The New Fix: "The HMVE provides for a portion of each home’s market value to be excluded from its value for property tax calculations. The amount of value excluded is directly proportional to the amount of credit the home received under the old Market Value Homestead Credit (MVHC)."
Who Decides:Our local governments will decide how much is needed to balance their budgets. Property taxes are local and priorities will be evaluated at the local level. Source: Roger Crawford, Mn State Representative
Property Taxes: New Homestead Exclusion & Valuation Exclusion Disclosure by Christine Berger, Vice President, Governmental Relations
MNAR has received a few questions from members about the new Homestead Market Value Exclusion (HMVE) that was created in the 2011 legislative session and if or how it relates to the Valuation Exclusion Disclosure on page five of the Sellers Property Disclosure Statement (SPDS).
The Valuation Exclusion Disclosure in the SPDS is required by Minnesota Statute § 273.11 subds. 16 and 18. The Valuation Exclusion deals with exclusions from market value due to home improvements made under the “This Old House” program, where the improvement was made before January 2, 2003. The exclusion in this instance does not transfer with the property and thus, needs to be disclosed.
The new HMVE is a recent change to how homestead property taxes are calculated. It replaces the Homestead Market Value Credit (HMVC). Under the old credit system, the credit lowered a homeowner’s property tax burden based on the value of their home. The state then reimbursed local governments for the lost amount of their levy (revenues) due to the credit. However, due to the state’s budget problems, it was rare that local governments were fully reimbursed by the state. Eliminating the credit and creating an exclusion removes the possibility of the state withholding funds and creates more stability for local governments.
The new program excludes a portion of the homeowner’s market value from the property tax calculation. The amount of value excluded is directly proportional to the credit the home received under the old law. The actual tax burden on homesteads could be lesser or greater depending upon the mix of properties in the taxing jurisdiction and the levy decisions made by local governments (for more information on the technical calculations, please see further below).
Therefore, the disclosure requirement in Minnesota Statute § 273.11 subds. 16 and 18 does not pertain to the new HMVE because the exclusion is determined every year as part of the homestead’s property tax calculation and is not directly connected to home improvements. Furthermore, the sole fact that a homestead has a HMVE does not mean that the property is subject to preferential property tax treatment. Other tax programs may apply to the property to give it preferential status.
Technical Calculations Description: Under the old credit system, the credit amount would rapidly increase as a home value approached $76,000 with the maximum credit amount of $304. After $76,000 the credit would decrease until it was completely phased out with a home value of over $414,000. The new exclusion mimics this same scale as homes approaching $76,000 would have a rapidly increasing exclusion of value, with a home valued at $76,000 receiving a maximum exclusion of 40% of their home value from property tax calculations. The percentage then decreases and is phased out at homes valued over $414,000.
View all HOMES FOR SALE on your iPhone or Android Smartphone
The Tami and Steve Team is pleased to announce the launch of our FREE mobile property search tool, RoamHomes.
This new application enables you to search for any property listed in the MLS right from your smart phone. The application works on all devices, iPhone, Android, etc.
It’s extremely easy to use and the GPS feature will show you pictures and pricing of homes while you sit curbside! Download our FREE application now and stay in touch with real estate and homes values in your area.
About Tami DeLand and Steve Hansen's Saint Cloud and Central Minnesota, MN Real Estate Website: The www.I-94homes.com web site provides Saint Cloud, Waite Park, Sartell, Sauk Rapids, St. Joseph, Clearwater, Clear Lake, Avon, Albany, St. Augusta, Rockville, Coldspring, Righmond, Becker, Rice, Royalton, Little Falls, Monticello, St. Michael, Albertville, Rogers, Otsego, Maple Grove, Buffalo, Annanndale, Rockford, Corcoran, and Central Minnesota, Minnesota real estate information and resources to guide homeowners, homebuyers and real estate investors through the process of selling and buying a house, condo or other realty property in the Saint Cloud and Central Minnesota area. Tami DeLand and Steve Hansen (sometimes misspelled as Tammy DiLand, Tammi Deeland, Steven Hanson or Stephen Hanson) have services to help you get the best value for your Saint Cloud and Central Minnesota home and this website offers home buyers and home sellers a superior comparative market analysis (CMA), a way to view real estate and MLS IDX listings including virtual tours, prepare your home for sale, and more. Investors looking for real estate investment properties to invest in need look no farther. Anyone selling a home, buying a home or seeking housing can learn more about our realty services, and will appreciate working with Saint Cloud and Central Minnesota REALTORs who know the area so well. Through trusted partners, we also provide real estate and financial services to consumers looking for houses for sale or selling their home in Saint Cloud and Central Minnesota, MN, such as mortgages, credit history, new homes, foreclosures and other services. If you've already tried to go the for sale by owner (FSBO) route and find you are needing a partner who you can trust in the sale of your most precious asset, Tami DeLand and Steve Hansen can take care of your special needs. It really doesn't matter if you spell it REALTOR, Realator or Realter, realty, realety or reality, real estate or realestate, Tami and Steve speak your language.
