Tami and Steve's I-94 Minnesota Real Estate Blog: November 2008

Saint Cloud, MN Real Estate | Tami DeLand and Steve Hansen
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Friday, November 14, 2008

News from the NAR Convention Orlando, Florida

Tami and Steve just returned this week from the National Association of REALTORS convention in Orlando, Florida. (And yes, it WAS 80 degrees--please don't hold it against us!!) It was an inspiring conference, and we learned a lot in our various sessions.

What we wanted to share with you is the optimism we came away with from the conference. As you might expect, the economy headlined nearly every session. But what was especially motivating was the consensus of the speakers that the new President-Elect and his adminstration should be good for the housing industry. Regardless of political party, experts from across the country cited Obama's history as supporting pro-housing initiatives, as well as his commitment to housing, as a key to our nation's economic recovery.

Specific sessions addressed a variety of topics including "Green" certification for homes and agents, international buyers, and creative approaches to a challening market. All in all, time well spent for us!

Below is a summary on the news from chief NAR economist Lawrence Yun at the NAR conference, published in Daily Real Estate News, November 8, 2008.

Yun: Housing Can Save the Economy

The depth of the current recession depends on the housing market’s recovery. "And housing’s recovery will depend on stabilizing prices and inventory absorptions,” NAR Chief Economist Lawrence Yun told a packed theater here Friday. If housing prices stabilize, the current recession could be mild and recovery could come in the second half of 2009. Without stabilization, the recession could drag on until 2010, he said.”Economic conditions are worst than in the last two recessions, so the current downturn could be deep and prolonged, said Yun. The good news, said Yun, is that even if the recession is prolonged ” housing doesn’t necessarily follow the economy.” Housing demand is driven more by affordability and mortgage rates than economic performance, he said. “Even with the 6 percent current unemployment or the 9 or 10 percent that could come with a severe recession, most people will have jobs and will buy homes if the pricing incentives are there,” said Yun. More positive news is that home sales—although not prices—showed their first uptick in three years during the last quarter. “We are beginning to come back, but recovery won’t happen until inventories are reduced from their current 10-month levels back to a more normal six months. Fannie and Freddie also need to continue to fulfill their public mission of lending in difficult markets to keep mortgage rates low, Yun said. But even more critical to a housing recovery are stabilizing home prices. Only then will new buyers get back into the marketplace and underwater buyers be able to consider moving up, he added. A federal housing stimulus package for home buyers and the promised federal actions of buying troubled loans are also need to support home markets, he said. He urged members to make their congressional representatives aware of the need to help housing.—Mariwyn Evan

# posted by Tami DeLand and Steve Hansen @ 12:11 PM

Incredible Hobby Farm! 23657 88th Avenue, Saint Cloud, MN $259,900!!

Charming two-story on 11+ acres! Horse-friendly with great privacy, an ideal hobby farm. Mature oaks, open meadow, 30 x 60 pole shed, barn for small animals, attached single garage, and a double detached garage. Four bedrooms on one level, upper-level laundry, gas fireplace, veranda, remodeled kitchen with granite center island and slider to deck. New windows, newer siding and floor coverings. A great value! View this listing at: 23675 88th Avenue, St. Cloud, MN 56301.

# posted by Tami DeLand and Steve Hansen @ 11:58 AM

14988 NE 25th Avenue, Rice, MN $219,900!!

Spacious rambler with over 2,500 finished square feet on two acres! Five-plus bedrooms, master bath plus three others, lower level apartment with full kitchen, ample storage, double detached garage, plus single-car tuck-under, and a bonus 26 x 36 steel shed. This home is subject to bank approval. $219,900! View this listing at: 14988 25th Avenue NE, Rice, MN 56387.

# posted by Tami DeLand and Steve Hansen @ 11:47 AM

FABULOUS FOUR-LEVEL!! 1206 N. 9th Avenue, Sauk Rapids, MN $209,900!

Easy living in a great location! Four bedrooms and two baths, this four-level is spacious and comfy. It boasts a new roof, concrete driveway, dining room with slider to large deck, gas fireplace in family room, prep isle in the kitchen, ample cabinets, and lower level egress window. Convenient to schools and town. View this listing at: 1206 N. 9th Avenue, Sauk Rapids, MN 56379.

# posted by Tami DeLand and Steve Hansen @ 11:35 AM

9400 Lakewood Shores Road NW, Rice, MN $269,000

This spacious tri-level home offers 2.4 acres of privacy, gorgeous views of the Mississippi River, and access to the Harris Channel and Little Rock Lake. Many updates and built-ins, including a fully lighted library/entertainment center in the lower level family room, prep isle in the kitchen, central vac, European shower in the master bath, sauna, gas fireplace, Andersen windows, and a spacious "river room" with beautiful vistas at any time of day. As a bonus, a 28' x 23'7" heated detached garage as well as an attached double garage. Extraordinary and serene. View this listing at: 9400 Lakewood Shores Road, NW, Rice, MN 56367.

# posted by Tami DeLand and Steve Hansen @ 11:14 AM

Fabulous Lake and Acreage Listing!! 4391 Bridgewater Road, South Haven, MN $299,900!!

The best of both worlds: 150' of frontage on Lake Caroline and 2.3 acres of privacy! This four-level home will please at any season of the year! Deck with lake views from three levels, wooded lot, a two-car attached garage, an additional 2-car heated outbuilding, and a 10 x 10 storage shed. Serene living, yet quick access to the Twin Cities. View this home at: 4391 Bridgewater Road, South Haven, MN 55382.

# posted by Tami DeLand and Steve Hansen @ 10:53 AM

NEW LISTING!! 2345 Pheasant Court, Saint Cloud, MN $419,500!!

It's all about design and artistry. This large ranch-style home located in Pheasant Run will WOW you with the details. Custom-designed with almost 3,500 finished square feet, it features daylight windows; cherry wood floors, cabinets and built-ins; ceramic tile; granite countertops; 10' ceilings; custom paint and window treatments; two fireplaces; jetted tub; main floor laundry, and a screened porch. Exquisite landscaping. Oak Hill Elementary. View this listing at: 2345 Pheasant Court, Saint Cloud, MN 56301.

# posted by Tami DeLand and Steve Hansen @ 10:42 AM

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Saint Cloud, MN Real Estate | Tami DeLand and Steve Hansen
About Tami DeLand and Steve Hansen's Saint Cloud and Central Minnesota, MN Real Estate Website: The www.I-94homes.com web site provides Saint Cloud, Waite Park, Sartell, Sauk Rapids, St. Joseph, Clearwater, Clear Lake, Avon, Albany, St. Augusta, Rockville, Coldspring, Righmond, Becker, Rice, Royalton, Little Falls, Monticello, St. Michael, Albertville, Rogers, Otsego, Maple Grove, Buffalo, Annanndale, Rockford, Corcoran, and Central Minnesota, Minnesota real estate information and resources to guide homeowners, homebuyers and real estate investors through the process of selling and buying a house, condo or other realty property in the Saint Cloud and Central Minnesota area. Tami DeLand and Steve Hansen (sometimes misspelled as Tammy DiLand, Tammi Deeland, Steven Hanson or Stephen Hanson) have services to help you get the best value for your Saint Cloud and Central Minnesota home and this website offers home buyers and home sellers a superior comparative market analysis (CMA), a way to view real estate and MLS IDX listings including virtual tours, prepare your home for sale, and more. Investors looking for real estate investment properties to invest in need look no farther. Anyone selling a home, buying a home or seeking housing can learn more about our realty services, and will appreciate working with   Saint Cloud and Central Minnesota REALTORs who know  the area so well. Through trusted partners, we also provide real estate and financial services to consumers looking for houses for sale or selling their home in Saint Cloud and Central Minnesota, MN, such as mortgages, credit history, new homes, foreclosures and other services. If you've already tried to go the for sale by owner (FSBO) route and find you are needing a partner who you can trust in the sale of your most precious asset, Tami DeLand and Steve Hansen can take care of your special needs. It really doesn't matter if you spell it REALTOR, Realator or Realter, realty, realety or reality, real estate or realestate, Tami and Steve speak  your language.
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