Tami and Steve's I-94 Minnesota Real Estate Blog: Tax Credit Tips!

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Friday, December 04, 2009

Tax Credit Tips!

Stop, look, and listen if you would like to be both penny-wise and dollar-rich. If 2010 tax credit buyer behavior mimics the 2009 tax credit buyer behavior, we have three money-saving tips for 2010 buyers and sellers.

Stop and take note of the current interest rates. Take the time to get pre-approved today; know your payment comfort zone, and expect rates to creep up by mid-year. Your payment comfort zone will determine what homes you want to tour. Looking at homes above your comfort zone usually leads to a series of disappointing negotiations and the loss of vital time.

Look at as many homes as possible in your payment comfort zone; learn the market firsthand until you know what a real value looks like. Do no procrastinate; set aside plenty of time to tour homes; start today, and do not delay.

Listen to your Realtor, lender and inspector; they are your hired experts. An experienced Realtor will serve as your guide during the home search, provide you with up-to-date market data, execute negotiation strategies on your behalf, and represent your interests throughout the process. An informed lender will know the direction of the interest rates, the innuendos of various loan options, and will be able to advise you accordingly. A thorough home inspector will be able to highlight problems and items of necessary maintenance.

In short, stop what you are doing and meet with your lender; look at homes in your payment comfort zone; and listen to your hired experts. These simple tips will save and make you money.

Tami DeLand and Steve Hansen
Saint Cloud and Central Minnesota REALTORS
Coldwell Banker Burnet
(320) 258-6675
St. Cloud Real Estate, Condos, Homes for Sale
Central Minnesota Real Estate

# posted by Tami DeLand and Steve Hansen @ 10:21 AM

This is all great information!!!And also make sure that when you do see that deal out there, that you and your agent are first there and first to write. This will capture the best deal available for you!!
# posted by Anonymous Craig : 10:41 AM CST
I think thats great info especialy for first time home buyers whom have never bought a home. it is hard to know what step to take first!!Thankyou!
# posted by Anonymous kim : 11:30 AM CST
This is so true! Lean on the hired experts for their knowledge. There is a reason they were hired in the first place. My sister and brother-in-law just recently refinanced because they have stayed on top of what the interest rates have been doing. They called their lender and discussed the option with her. They were able to refinance with no closing costs to bring to the table and it saved them a couple hundred dollars a month on their mortgage payment. It pays to know!
# posted by Anonymous Carissa : 11:51 AM CST
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Tami DeLand and Steve Hansen Empowered to Exceed Your Expectations.
Coldwell Banker Burnet Direct: .. (320) 267-0076
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3701 12th St. North, #203 Fax: (320) 258-6715
St. Cloud, MN 56303 Send Email to Tami and Steve
Licensed in the State of Minnesota
Coldwell Banker Burnet, 3701 12th St. North, #203, St. Cloud, MN 56303

Saint Cloud, MN Real Estate | Tami DeLand and Steve Hansen
About Tami DeLand and Steve Hansen's Saint Cloud and Central Minnesota, MN Real Estate Website: The www.I-94homes.com web site provides Saint Cloud, Waite Park, Sartell, Sauk Rapids, St. Joseph, Clearwater, Clear Lake, Avon, Albany, St. Augusta, Rockville, Coldspring, Righmond, Becker, Rice, Royalton, Little Falls, Monticello, St. Michael, Albertville, Rogers, Otsego, Maple Grove, Buffalo, Annanndale, Rockford, Corcoran, and Central Minnesota, Minnesota real estate information and resources to guide homeowners, homebuyers and real estate investors through the process of selling and buying a house, condo or other realty property in the Saint Cloud and Central Minnesota area. Tami DeLand and Steve Hansen (sometimes misspelled as Tammy DiLand, Tammi Deeland, Steven Hanson or Stephen Hanson) have services to help you get the best value for your Saint Cloud and Central Minnesota home and this website offers home buyers and home sellers a superior comparative market analysis (CMA), a way to view real estate and MLS IDX listings including virtual tours, prepare your home for sale, and more. Investors looking for real estate investment properties to invest in need look no farther. Anyone selling a home, buying a home or seeking housing can learn more about our realty services, and will appreciate working with   Saint Cloud and Central Minnesota REALTORs who know  the area so well. Through trusted partners, we also provide real estate and financial services to consumers looking for houses for sale or selling their home in Saint Cloud and Central Minnesota, MN, such as mortgages, credit history, new homes, foreclosures and other services. If you've already tried to go the for sale by owner (FSBO) route and find you are needing a partner who you can trust in the sale of your most precious asset, Tami DeLand and Steve Hansen can take care of your special needs. It really doesn't matter if you spell it REALTOR, Realator or Realter, realty, realety or reality, real estate or realestate, Tami and Steve speak  your language.
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