Tami and Steve's I-94 Minnesota Real Estate Blog: LOOK CLOSELY AND YOU'LL SEE HOME MARKET IMPROVEMENTS

Saint Cloud, MN Real Estate | Tami DeLand and Steve Hansen
Tami & Steve's St. Cloud, MN Real Estate Blog

Featured Homes
Bookmark and Share

Quick Search

Advanced Search

Click Here

Search by Listing #

Search by Street Address
Free Email Updates

Free Relocation Package for moving or transferring to the Saint Cloud and Central Minnesota area

Visit Tami DeLand and Steve Hansen's Facebook profile
Visit Tami DeLand and Steve Hansen's Active Rain profile
Visit Tami DeLand and Steve Hansen's Twitter account

Tami & Steve's St. Cloud, MN Real Estate Blog
Subscribe to Tami & Steve's Central Minnesota Real Estate Blog by Email

Saturday, June 06, 2009


By Julie Gugin
Executive Director
Minnesota Home Ownership Center
Saturday, June 6, 2009

This letter regarding today's housing market is printed in today's ST CLOUD TIMES and repeated, in brief, below.

The benefits of foreclosure prevention services are proven and documented. But to be successful in the long run, we must shift our thinking from viewing home ownership as a means of short-term financial gain, to reinforcing it as the basis of stability, community and growth for our local economies, families and schools. We need to reaffirm the true benefits of home ownership:
  • High home ownership rates within a neighborhood increase the presence and diversity of local businesses, according to a stud by the Bipartisan Millennial Housing Commission.
  • Home ownership has also been shown to lead to decreased crime rates and increased private investment in communities.
  • And the children of homeowners have been shown to perform better in school and attend college at a greater rate than the children of renters, even when accounting for income differences.

A home is undoubtedly one of the greatest investments that many families will make, but these outcomes illustrate a greater value of home ownership for Minnesota that has often gone unnoticed in recent years.

A vision of successful home ownership is achievable.

It requires: the attentive prevention of foreclosures, as is currently under way in Minnesota; the education of homeowners sot hey understand their purchases--benefits and liabilities--before securing a mortgage and buying a home; credit counseling to facilitate success even during times of hardship; and a shared commitment from policymakers and the home ownership industry to ensure that we are sustaining stable home ownership and communities in Minnesota.

The mortgage crisis has illuminated flaws in the system of valuing home ownership as a strictly monetary investment, but it does not diminish the true value that home ownership contributes to our families and communities.

As Minnesota leaders contemplate the future of housing in our state, we must also restore our values in home ownership in order to build a state of successful communities for our future.

Julie Gugin is the executive director of the Minnesota Home Ownership Center, a statewide nonprofit dedicated to supporting and sustaining successful home ownership.

View Julie Gugin's letter in its entirety at: "Your Turn: Look Closely and You'll See Home Market Improvements."

# posted by Tami DeLand and Steve Hansen @ 1:59 PM

This page is powered by Blogger. Isn't yours?

Tami DeLand and Steve Hansen Empowered to Exceed Your Expectations.
Coldwell Banker Burnet Direct: .. (320) 267-0076
Office: .. (320) 258-6675
3701 12th St. North, #203 Fax: (320) 258-6715
St. Cloud, MN 56303 Send Email to Tami and Steve
Licensed in the State of Minnesota
Coldwell Banker Burnet, 3701 12th St. North, #203, St. Cloud, MN 56303

Saint Cloud, MN Real Estate | Tami DeLand and Steve Hansen
About Tami DeLand and Steve Hansen's Saint Cloud and Central Minnesota, MN Real Estate Website: The www.I-94homes.com web site provides Saint Cloud, Waite Park, Sartell, Sauk Rapids, St. Joseph, Clearwater, Clear Lake, Avon, Albany, St. Augusta, Rockville, Coldspring, Righmond, Becker, Rice, Royalton, Little Falls, Monticello, St. Michael, Albertville, Rogers, Otsego, Maple Grove, Buffalo, Annanndale, Rockford, Corcoran, and Central Minnesota, Minnesota real estate information and resources to guide homeowners, homebuyers and real estate investors through the process of selling and buying a house, condo or other realty property in the Saint Cloud and Central Minnesota area. Tami DeLand and Steve Hansen (sometimes misspelled as Tammy DiLand, Tammi Deeland, Steven Hanson or Stephen Hanson) have services to help you get the best value for your Saint Cloud and Central Minnesota home and this website offers home buyers and home sellers a superior comparative market analysis (CMA), a way to view real estate and MLS IDX listings including virtual tours, prepare your home for sale, and more. Investors looking for real estate investment properties to invest in need look no farther. Anyone selling a home, buying a home or seeking housing can learn more about our realty services, and will appreciate working with   Saint Cloud and Central Minnesota REALTORs who know  the area so well. Through trusted partners, we also provide real estate and financial services to consumers looking for houses for sale or selling their home in Saint Cloud and Central Minnesota, MN, such as mortgages, credit history, new homes, foreclosures and other services. If you've already tried to go the for sale by owner (FSBO) route and find you are needing a partner who you can trust in the sale of your most precious asset, Tami DeLand and Steve Hansen can take care of your special needs. It really doesn't matter if you spell it REALTOR, Realator or Realter, realty, realety or reality, real estate or realestate, Tami and Steve speak  your language.
Great Real Estate Agent Websites for Realtors - Best Real Estate Web Site Design for Realtors (c)2009 HoopJumper WebSystems, All Rights Reserved (949) 309-2299 - Espanol
Bookmark and Share