Tami and Steve's I-94 Minnesota Real Estate Blog: WHY HOME IS STILL WHERE THE HEART IS

Saint Cloud, MN Real Estate | Tami DeLand and Steve Hansen
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Wednesday, February 04, 2009


It seems that everywhere we turn these days, someone is telling us what a bad idea it is to purchase a home. Doom and gloom prevail in the headlines, and homeowners seem paralyzed with fear regarding their largest investment, while first-time would-be homeowners stall out in the process, terrified of the potential "mistake" they may be making.

Let me tell you why I still believe that Home Is Where the Heart Is, and why you are wise to become a homewowner.

  • Think about what HOME means to you. For most of us, it means security, peace, and protection. We take pride in home ownership. We build a sense of community there with our neighbors. We build a sense of identity there for our children. It is the place where we return to regroup, relax, and refresh. In every sense, it is our own.
  • Think about what home ownership means in a cultural sense. As Americans, we have more individual property ownership than the vast majority of the world. It is a primary reason that we, as U. S. citizens, share such an impressive amount of wealth in comparison to other countries. And let us not forget, the right to own property is one of our fundamental Constitutional freedoms.

  • Think about this: most economists agree that in terms of a long-term investment, home ownership is still a smart investment which they would recommend.

  • Think about who is delivering your news and where it comes from. The last article I read, published in our local newspaper, quoted one "expert" as saying that despite the fact that interest rates are low, despite the fact that the housing affordability index has never been higher, and despite the fact that many economists are advising that now is a great time to buy, the "expert" actually thought it a bad time to buy a house, and even advised against buying for the next five years. Upon a simple google search, I discovered that the "expert" quoted was a financial institution that sold mutual funds. Clearly it would be in the "expert's" best interest (and profit) for homeowners to invest their money with the investor's product. Clearly the "expert" was biased. And just as clearly, the newspaper editorial staff failed in its job to report factual information to the public objectively.

Remember what home ownership means and feels like. Remember that it is a proud part of our heritage. Remember that it is the stepping stone to personal wealth.

by Tami DeLand

# posted by Tami DeLand and Steve Hansen @ 3:29 PM

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Saint Cloud, MN Real Estate | Tami DeLand and Steve Hansen
About Tami DeLand and Steve Hansen's Saint Cloud and Central Minnesota, MN Real Estate Website: The www.I-94homes.com web site provides Saint Cloud, Waite Park, Sartell, Sauk Rapids, St. Joseph, Clearwater, Clear Lake, Avon, Albany, St. Augusta, Rockville, Coldspring, Righmond, Becker, Rice, Royalton, Little Falls, Monticello, St. Michael, Albertville, Rogers, Otsego, Maple Grove, Buffalo, Annanndale, Rockford, Corcoran, and Central Minnesota, Minnesota real estate information and resources to guide homeowners, homebuyers and real estate investors through the process of selling and buying a house, condo or other realty property in the Saint Cloud and Central Minnesota area. Tami DeLand and Steve Hansen (sometimes misspelled as Tammy DiLand, Tammi Deeland, Steven Hanson or Stephen Hanson) have services to help you get the best value for your Saint Cloud and Central Minnesota home and this website offers home buyers and home sellers a superior comparative market analysis (CMA), a way to view real estate and MLS IDX listings including virtual tours, prepare your home for sale, and more. Investors looking for real estate investment properties to invest in need look no farther. Anyone selling a home, buying a home or seeking housing can learn more about our realty services, and will appreciate working with   Saint Cloud and Central Minnesota REALTORs who know  the area so well. Through trusted partners, we also provide real estate and financial services to consumers looking for houses for sale or selling their home in Saint Cloud and Central Minnesota, MN, such as mortgages, credit history, new homes, foreclosures and other services. If you've already tried to go the for sale by owner (FSBO) route and find you are needing a partner who you can trust in the sale of your most precious asset, Tami DeLand and Steve Hansen can take care of your special needs. It really doesn't matter if you spell it REALTOR, Realator or Realter, realty, realety or reality, real estate or realestate, Tami and Steve speak  your language.
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